Get retirement ready with an RRSP
Enjoy the benefits of an RRSP
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Lower your tax – Regular contributions to your RRSP will reduce the tax you owe – especially during your higher income years.
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Grow your money – Because your RRSP is tax-deferred, your earnings will be tax sheltered until you withdraw them in retirement.
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At RCU Credit Union, eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA).
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Contribute until you’re 71 – Make annual contributions up to 18% of your earnings up to a government-mandated limit.
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Use a portion of it for your first home without penalty – Speak to a member of our team to learn more.
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Use it to fund part of your education – If you want to continue your education, borrow a portion of the funds without penalty. Speak to us to learn more.
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Choose one to five year GIC terms to earn a better rate on your investment.
Limited Time RRSP Loan and Investment Special – Act Now!
For a limited time only, maximize your 2024 tax savings with our exclusive RRSP Loan & Investment Special!
- Top up your RRSP before March 3, 2025 for a bigger 2024 tax deduction
- Borrow at RCU’s Prime Rate (currently 5.20%) with a 12-month repayment
- Loan amounts from $5,000 to $20,000
- Invest in an RCU RRSP GIC for 4 or 5 years and receive a bonus rate
Don’t leave money on the table!
Maximize your tax savings and invest in your future today.
Contact us to take advantage of this offer!
*Offer available for existing members only
Ready to put the power of investing to work for you?
No matter your retirement plans, our experienced team will tailor their advice to help you maximize your retirement savings to match.
Our Retirement Savings Calculator will help you figure out how much your retirement savings will be worth at retirement, and how much income they'll provide.
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